Mainstreet Financial Education
Plain-language guides to the decisions that matter most in retirement. No jargon, no pressure. Education comes before any decision.
Turning a lifetime of savings into a dependable paycheck that lasts as long as you do, by coordinating Social Security, pensions, and withdrawals so taxes and Medicare costs stay low. The hub that ties the income guides together.
Read the guideBuilding a portfolio around your goals, your timeline, and the risk you can truly live with.
Read the guideSequencing decisions across years so you keep more of what you have earned.
Read the guideMaking sure what you have built goes where you intend, with less tax and friction.
Read the guideProtecting income and assets from the events that could otherwise derail the plan.
Read the guideThe breaks that save retirees the most, ranked, and how they interact with Social Security and Medicare.
Read the guideThe years before RMDs start are your best window to control taxes. The five mistakes to avoid.
Read the guideThe 0%, 15%, and 20% brackets, and how a gain stacks on top of your other income.
Read the guideHow the 15.3% tax is built, what it actually costs, and the deduction that softens it.
Read the guideAt 73 or 75 the IRS forces taxable income out of your retirement accounts. The math, the penalty, and what you still control.
Read the guideSocial Security, IRA withdrawals, and capital gains interact. The mix of sources often decides your tax as much as the total.
Read the guideThe lifetime math behind claiming at 62, 65, 67, or 70, and what really decides the right age.
Read the guideOne financial task a month, from beneficiaries to a year-end net worth snapshot.
Read the guideThe choices in the five years around your last paycheck that lock in, from the Medicare lookback to sequence risk.
Read the guideThe two parts of Original Medicare, what each covers, and what they cost in 2026.
Read the guideHow standardized supplement plans fill Original Medicare's gaps, and the window that matters.
Read the guideThe enrollment windows that open only once, and the late penalties that never expire.
Read the guideWho qualifies for SNF coverage, what Medicare pays, and where the coverage stops.
Read the guideThe Medicare gap, in 2026 numbers, and the four ways families actually pay for care.
Read the guideThe conservative moves still open after the traditional insurance window has closed.
Read the guideThree decisions that shape a retirement income plan, and why they belong together.
Read the guideA five-page printable guide with the Medicare gap, the four funding paths, and questions to bring.
Download the PDFWho qualifies, how it is calculated, and the 2026 earnings test that catches retirees off guard.
Read the guideFERS pension, TSP, the special supplement, FEHB, and Social Security, and how the pieces connect when you choose a date.
Read the guideThe election can lower self-employment tax, but only when the salary is set with every consequence in view.
Read the guideStructure, paper, insurance, and titling, and why a gap in one layer can undo the others.
Read the guideConverting a concentrated, illiquid asset into a paycheck you cannot outlive.
Read the guideProfit and cash are not the same thing, and the timing fixes that close the gap.
Read the guidePrefer to learn in person?
Every Mainstreet workshop is teaching, never a sales pitch. In person and online across metro Atlanta.
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